First-Time Renter’s Guide: Renting in Ottawa

A new chapter is always exciting. And, when you’re navigating something for the first time, a little guidance can go a long way. If you’re looking to take the first step into independence and move out of your parents’ house, then this guide is for you.

Ottawa’s rental market is a blend of looking for the right neighbourhood, staying wary of scams, and setting yourself up for long-term independence. At Accora Village, we support first-time Ottawa renters with the rental process and provide quality on-site amenities. Here, we’ll take you through our step-by-step guide to give you a little more confidence as you move out for the first time. 

Step 1: Knowing When to Start

When looking for your first rental, understanding the seasonal timelines can help you determine when to start your search. If you have the flexibility to choose your move-in date, knowing what to expect each season can help you make informed choices.

March – August: Spring Peak and Late Summer Turnover

Spring through late summer (March–August) is when rental activity peaks. Leases end, students move in and out, and families prepare for new school or work schedules, creating the largest pool of listings. This makes it a great time to find roommate-friendly spaces, sublet opportunities, or short-term rentals.

What to Expect

You’ll find the most variety during this period, but competition can be fierce, and popular listings often get snapped up within days. Rent prices frequently rise during this busy period.

September – February: Early Fall and Winter Season

In contrast, fall and winter (September–February) tend to be quieter. Fewer new listings hit the market, and landlords may wait until spring to relist units, but this slower period can work to your advantage.

What to Expect

There’s less competition for good units, and they may come at lower starting prices. Many landlords are open to negotiation, offering lower rent or move-in incentives to fill vacancies during colder months. If you’re moving out on a budget and don’t mind the weather, this can be a great time to secure a deal.

In Summary: Spring and summer offer more choice, while fall and winter often provide better value, so if you see something that fits your budget and needs, don’t wait too long to apply.

For a more detailed breakdown of the pros and cons of renting in each season, visit our blog on Renting in Different Seasons.

How Long Does The Rental Process Take?

The rental process can take approximately 60 days, including time for viewings, application approvals, and moving. It’s best to start about two months before your desired move-in date. 

If your timeline is flexible, you might find hidden gems in the quieter winter months when rental prices are often lower, and competition is lighter. And if you’re conscious of your rental budget, check out Accora Village’s promotions to find a great deal in one of Ottawa’s most welcoming and well-connected neighbourhoods.

Step 2: Setting Up Your Budget and Building Credit

First time renters often worry about finding an apartment that fits within their budget while still allowing them to maintain a healthy balance between monthly living costs, personal savings and entertainment. 

Budgeting Basics

Ideally, your rent should be no more than 35% of your monthly income, which will leave you with enough money for groceries, expenses, personal use and savings.

Don’t overlook hidden costs when budgeting. Consider utilities, transit passes, or streaming services; these can add up quickly. If you find you may be tight on money, consider options to make rent more affordable, which include:

• All-inclusive rentals: Simplify budgeting with a single flat rate that covers utilities and furniture costs.
• Roommates: Make your living situation more affordable by moving in with a friend, classmate or relative.

Credit Score Expectations

A credit score is a three-digit number ranging from 300 to 900 that shows how well you manage your debt. Many Ottawa Landlords check for a score of around 700+ for approval to assess your reliability as a tenant. Here are some ways to improve your credit in Canada:

• Pay your bills on time; this is the most critical factor in raising your credit score. Late or missed payments on credit cards, loans, and even some utilities can hurt your score.
• Credit utilization. It’s recommended to use less than 30% of your available credit to lower your score, as a best practice. If your total credit limit is $6,000, using $1,800 is optimal.
• When you apply for new loans or credit cards, do so little by little, as lenders perform a “hard inquiry” on your credit report. Applying to too many quickly can lower your score, as it may signal financial distress.

If you’re new to credit, consider rent reporting tools like Zenbase, offered at Accora Village, to help build your credit profile while renting. Zenbase also allows renters to split rent payments into two installments, making budgeting easier. Some examples include:

• Direct rent payment portals
• Online transfer options
• Pre-authorized debit systems for reliability

Step 3: Starting Your Apartment Search in Ottawa

When starting your apartment search, use trusted sites like Rentals.ca and Apartments.com to view local listings. However, be cautious of scam listings that may appear, especially on open classifieds such as Kijiji or Facebook Marketplace. A property management company like Accora Village offers a reliable alternative.

TL;DR: Spotting and Avoiding Rental Scams

Rental scams can catch even the savviest renters off guard. Here are a few quick tips to help you protect your information, spot red flags, and rent with confidence:

Avoiding Scams

This is often easier said than done. Here are some clear red flags to look out for:

• No option for in-person viewings
• Requesting cash or wire transfers
• Prices that seem “too good to be true”

Some vacancies may result from evictions or lease breaks, which could signal problems with the landlord. Always verify the landlord or property management company’s clean track record. Accora Village’s licensed team is a safe example.

Step 4: Understanding Your Lease Agreement

A lease agreement details all the information you’ll want to go over to ensure there are no hidden surprises. For new renters, you can expect to find the following on your lease:

• Duration (typically 12 months, which can be renewed or changed to a month-by-month plan after the first year).
• Rent increase policies, as not every rental in Ontario is under rent control.
• Included amenities (parking, heat, hydro, water).
• Deposits: last month’s rent (security deposits are not allowed in Ontario).

Questions To Ask Your Landlord or Property Manager

• How is maintenance handled?
• What happens in an emergency (e.g., plumbing issue)?
• Are there quiet hours or guest policies?
• How long did the last tenant stay?
• Do you allow pets?
• What amenities are included?
• What is the resident parking situation, and is there visitor parking?

Know Your Rights

You should expect responsive maintenance, transparent communication, and written notice for any changes from your landlord. Additionally, landlords must provide 24 hours’ notice before entering your unit, such as for repairs, unless it’s an emergency, such as a fire or gas leak.

To learn more, Ontario’s Residential Tenancies Act governs lease terms and guidelines, including how to resolve rent control issues. Accora Village’s property management team supports residents with 24/7 maintenance and clear communication.

Step 5: Preparing for Move-In Day

Before Moving In

Before you move in, take timestamped photos or videos of your unit to document its condition and protect yourself if your landlord tries to charge you for existing damages. Also confirm move-in times, elevator reservations, and parking access (if required).

Setting Up Utilities

You will need to prepare your utilities beforehand. Water is usually covered by the landlord, but confirm which utilities you’re responsible for before moving in. If you are responsible, here’s what you need to set up:

• Electricity and gas: Set up an account with a local provider, confirm which provider to use on the Ontario Energy Board, then provide your landlord with the account number.
• Internet: Contact your preferred provider (like Bell or Rogers) to have your Wi-Fi router installed.
• Tenant’s insurance: If you have car insurance, you can try bundling both together for a discount. Accora Village partners with Westland Express Insurance for a quick and easy online process. 

Essential First-Week Checklist

• Change mailing address
• Arrange tenant insurance
• Keep copies of your lease and payment receipts for future reference.

Step 6: Living Independently and Feeling at Home

Adjusting to life on your own takes time, but you’ll quickly get used to managing responsibilities like budgeting, cleaning routine and meal planning.

Community Engagement

• Participate in local events, such as fitness programs, and social activities (like those at the Accora Village).
• Build connections with neighbours to create a sense of belonging.

Maintenance and Support

• Contact your property manager promptly for any issues.
• Report emergencies through the community’s maintenance portal.

Finding Your Place in Ottawa

When it’s your first time looking for your own place and moving out of your parents’ place, don’t let all the details deter you. From planning to researching rentals, Ottawa offers diverse neighbourhoods for every lifestyle and budget. With trusted property management, transparent leases, and tools like Zenbase, your first renting experience can be empowering and stress-free. Explore Accora Village’s rental options and discover a community that supports your next chapter.

FAQs for First-Time Renters in Ottawa

Why might first-time renters face challenges?

Limited credit history, competition, and high demand. Zenbase and a strong application can help get approved for your first apartment.

What credit score do you need to rent in Ottawa?

Aim for 700+ for best results; build credit through consistent rent payments.

What salary do you need to live comfortably in Ottawa?

Around $50,000 for a single renter, depending on location and lifestyle.

How to afford rent in Ottawa?

Roommates, budgeting, and all-inclusive rental options can help make rent more affordable in Ottawa.

What is the hardest month to find an apartment?

March–May is the most competitive time to find an apartment in Ottawa.

How to avoid scams when renting for the first time?

Recognize red flags and bring a friend or family member with you when checking out rentals.

What is the biggest risk of rental property?

For tenants, scams and poor maintenance are the biggest risks of rental properties. Along with hidden fees such as application fees, pet rent, and charges for amenities you may not use, like parking or pools.